[Youth Daily] The Financial Services Commission announced on the 19th that it has designated six services as a designated representative, including services that automatically calculate the value of small and common housing.

The designated representative is a system that allows fintech companies to be piloted up to two years by entrusting core tasks such as loans, card issuance screening, and insurance contracts.

Earlier, the Financial Services Commission designated a total of 16 designated representatives after the financial regulatory test bed system in May, through the 1st and 2nd designated agent judging committee.

The Financial Services Commission reviewed the 3rd designated deputy application and designated six of the eight services received as a designated representative.

Three of these were selected services to estimate mortgage value for real estate, not apartments such as multi -family homes and townhouses.

The service is to automatically calculate the mortgage value when banks and savings banks examine real estate mortgages rather than apartments using public information -based big data and artificial intelligence (AI).

Fintech firm Big Value plans to operate the service in partnership with Daegu Bank, Welcome, and SBI Savings Bank, and the 4th Revolution with Welcome Savings Bank.

NHN Payco decided to simplify the identity certification process, such as inputting personal information when opening a non -face -to -face account or issuing a card from SC First Bank and Woori Card using its customer information.

The intention is to reduce the hassle of financial consumers to repeat personal information or to repeat the authentication procedures at each financial product.

TeamWink and Hana Bank provide services that analyze customer asset data and recommend customized financial investment products through asset management applications.

Persona System plans to operate the AI ​​Chatbot's insurance contract change service along with DB Insurance. It is a service that allows auto insurance subscribers to handle the contract change, review, premium property, and refund through the AI ​​chatbot.

In the case of two untimmed cases, the Financial Services Commission explained that it is possible to commission and trust under the current law without designating a designated representative.

The Financial Services Commission said, “We plan to operate a designated agent system to ensure that fintech companies can be tested in the second half of the year.” I will prepare too. ”

By Gil Na -young, reporter Layoung9402@gmail.com